BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Cohen Agency - ECPv6.16.5.1//NONSGML v1.0//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-WR-CALNAME:Cohen Agency
X-ORIGINAL-URL:https://www.cohenagency.com
X-WR-CALDESC:Events for Cohen Agency
REFRESH-INTERVAL;VALUE=DURATION:PT1H
X-Robots-Tag:noindex
X-PUBLISHED-TTL:PT1H
BEGIN:VTIMEZONE
TZID:America/Kentucky/Louisville
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20250309T070000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20251102T060000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20260308T070000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20261101T060000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20270314T070000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20271107T060000
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;VALUE=DATE:20260901
DTEND;VALUE=DATE:20261001
DTSTAMP:20260304T192246Z
CREATED:20260304T190458Z
LAST-MODIFIED:20260304T192246Z
UID:10788-1788220800-1790812799@www.cohenagency.com
SUMMARY:LIAM 2026
DESCRIPTION:Life Insurance Awareness Month \nHow to Participate\n\nStart the Conversation: Discuss how life insurance protects families\, replaces income\, covers debts\, and secures future goals like college or retirement.\nEvaluate: Review beneficiary designations\, coverage amounts\, and policy types to ensure protection aligns with current life stages.\nEducate: Use the hashtags #LIAM2026 & #GetLifeInsurance on social media and share educational resources to raise awareness.\nContact us: Get resources\, graphics\, and tools to help clients understand the importance of life insurance protection.\n\nWhy It Matters\nAccording to industry research from LIMRA: \n\n\n\nFinancial Vulnerability: 44% of U.S. households would face significant financial hardship within six months if a primary wage earner passed away.\nAffordability Misconceptions: Many consumers overestimate the cost of life insurance; for example\, a $500\,000 term policy for a 30-year-old woman averages around $20 per month. 
URL:https://www.cohenagency.com/event/liam-2026/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20261101
DTEND;VALUE=DATE:20261201
DTSTAMP:20260304T192150Z
CREATED:20260304T190758Z
LAST-MODIFIED:20260304T192150Z
UID:10790-1793491200-1796083199@www.cohenagency.com
SUMMARY:LTC Awareness Month 2026
DESCRIPTION:Long-term Care Awareness Month \nHow to Participate\n\nStart the Conversation: Discuss the realities of aging\, caregiving\, and the rising costs of extended care services.\nEvaluate: Review retirement plans and assets to determine how long-term care expenses could impact financial independence.\nEducate: Use the hashtag #LTCAwareness2026 to share educational insights and caregiving resources.\nContact us: Access planning checklists\, cost calculators\, and client-friendly long-term care planning materials.\n\nWhy It Matters\nAccording to industry research: \n\nLikelihood of Care: Nearly 70% of individuals age 65 and older will require some form of long-term care during their lifetime.\nRising Costs: The median annual cost of a private room in a nursing home exceeds $100\,000 in many areas.\nFamily Impact: Unpaid family caregivers provide billions of hours of care annually\, often at personal and financial sacrifice.
URL:https://www.cohenagency.com/event/ltc-awareness-month-2026/
END:VEVENT
END:VCALENDAR