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DTSTART;VALUE=DATE:20260501
DTEND;VALUE=DATE:20260601
DTSTAMP:20260521T121237
CREATED:20260304T190236Z
LAST-MODIFIED:20260304T192129Z
UID:10778-1777593600-1780271999@www.cohenagency.com
SUMMARY:DIAM 2026
DESCRIPTION:Disability Insurance Awareness Month \nHow to Participate \n\nStart the Conversation: Discuss the importance of protecting income in the event of illness or injury that prevents someone from working.\nEvaluate: Review existing employer-sponsored disability benefits and determine whether supplemental individual coverage is needed.\nEducate: Use the hashtag #DIAM2026 to share statistics\, personal stories\, and educational content about income protection.\nContact Us: Request shareable materials\, client-facing guides\, and policy comparison tools.\n\nWhy It Matters\nAccording to industry research: \n\nIncome Risk: 1 in 4 of today’s 20-year-olds will experience a disability before reaching retirement age.\nCoverage Gaps: Employer-sponsored disability coverage often replaces only 60% of income — and benefits may be taxable.\nFinancial Impact: The average long-term disability absence lasts nearly three years\, creating serious financial strain without protection.
URL:https://www.cohenagency.com/event/diam-2026/
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DTSTART;VALUE=DATE:20260601
DTEND;VALUE=DATE:20260701
DTSTAMP:20260521T121237
CREATED:20260304T190355Z
LAST-MODIFIED:20260304T191916Z
UID:10786-1780272000-1782863999@www.cohenagency.com
SUMMARY:Annuity Awareness Month 2026
DESCRIPTION:Annuity Awareness Month \nHow to Participate \n\nStart the Conversation: Discuss strategies for creating guaranteed income in retirement and managing longevity risk.\nEvaluate: Review retirement income plans to identify potential gaps or market exposure risks.\nEducate: Use the hashtag #AnnuityAwareness2026 to share educational content about protected lifetime income options.\nContact Us: Request retirement income planning guides\, client brochures\, and annuity comparison tools.\n\nWhy It Matters \nAccording to industry research: \n\nLongevity Risk: A healthy 65-year-old couple today has a strong likelihood that one spouse will live into their 90s.\nIncome Stability: Many retirees rely heavily on Social Security\, which may not cover essential expenses alone.\nMarket Volatility: Sequence-of-returns risk can significantly impact retirement income without guaranteed income strategies.
URL:https://www.cohenagency.com/event/annuity-awareness-month-2026/
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BEGIN:VEVENT
DTSTART;VALUE=DATE:20260901
DTEND;VALUE=DATE:20261001
DTSTAMP:20260521T121237
CREATED:20260304T190458Z
LAST-MODIFIED:20260304T192246Z
UID:10788-1788220800-1790812799@www.cohenagency.com
SUMMARY:LIAM 2026
DESCRIPTION:Life Insurance Awareness Month \nHow to Participate\n\nStart the Conversation: Discuss how life insurance protects families\, replaces income\, covers debts\, and secures future goals like college or retirement.\nEvaluate: Review beneficiary designations\, coverage amounts\, and policy types to ensure protection aligns with current life stages.\nEducate: Use the hashtags #LIAM2026 & #GetLifeInsurance on social media and share educational resources to raise awareness.\nContact us: Get resources\, graphics\, and tools to help clients understand the importance of life insurance protection.\n\nWhy It Matters\nAccording to industry research from LIMRA: \n\n\n\nFinancial Vulnerability: 44% of U.S. households would face significant financial hardship within six months if a primary wage earner passed away.\nAffordability Misconceptions: Many consumers overestimate the cost of life insurance; for example\, a $500\,000 term policy for a 30-year-old woman averages around $20 per month. 
URL:https://www.cohenagency.com/event/liam-2026/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20261101
DTEND;VALUE=DATE:20261201
DTSTAMP:20260521T121237
CREATED:20260304T190758Z
LAST-MODIFIED:20260304T192150Z
UID:10790-1793491200-1796083199@www.cohenagency.com
SUMMARY:LTC Awareness Month 2026
DESCRIPTION:Long-term Care Awareness Month \nHow to Participate\n\nStart the Conversation: Discuss the realities of aging\, caregiving\, and the rising costs of extended care services.\nEvaluate: Review retirement plans and assets to determine how long-term care expenses could impact financial independence.\nEducate: Use the hashtag #LTCAwareness2026 to share educational insights and caregiving resources.\nContact us: Access planning checklists\, cost calculators\, and client-friendly long-term care planning materials.\n\nWhy It Matters\nAccording to industry research: \n\nLikelihood of Care: Nearly 70% of individuals age 65 and older will require some form of long-term care during their lifetime.\nRising Costs: The median annual cost of a private room in a nursing home exceeds $100\,000 in many areas.\nFamily Impact: Unpaid family caregivers provide billions of hours of care annually\, often at personal and financial sacrifice.
URL:https://www.cohenagency.com/event/ltc-awareness-month-2026/
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